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Business Line of Credit

Our Line of Credit Program allows you to get approved for a larger amount but only incur cost on the funds you have drawn. This allows you to access the funds you need, gives you the flexibility to draw on them when you need them and only incur cost on the funds you use. This product is ideal for the business owner who is going to have multiple needs at various times over the coming months and is not going to utilize the full approved amount immediately.

Advantages of a Business Line of Credit
  • A streamlined application process with minimal paperwork.
  • Fee only charged on the amount that you draw and multiple terms to consider with repayment.
  • Reduced documentation requirements.
  • A commitment to provide a loan decision within three business days of receiving a completed application and information from references.
  • Assessment of credit history and historical cash flows from business performance to support approval for a line of credit.
  • Higher approval rates than bank loans.
  • Doesn't show up on a personal or business credit report.
  • Easy renewal terms.
  • Financing is calculated from business cash flow.

Reasons Business Seek Working Lines of Credit
  • Growing their business, purchasing new equipment, and restocking inventory.
  • Paying off existing debt and improving their credit.
  • Cushioning against seasonal or slow periods.
  • Expand or renovate an existing location or purchase additional locations.
  • Enhance marketing to acquire new customers.

Benefits of Using AdvanceMerchantCash.com
  • A streamlined application process with minimal paperwork.
  • Fair and affordable repayment terms and fees.
  • Assessment of factors such as historical cash flow to business performance to support approval for a loan.
  • Higher approval rates than bank loans.
  • Easy renewal terms.
  • Improved pricing.
  • Immediate funding.
  • Little to no paperwork.
Over $500 million in capital provided to tens of thousands of small businesses nationwide. Over 85% of our eligible clients renew. This is due to the simplicity and speed of our process as well as the the outstanding customer service and support we provide during and after you access your funds.